Mortgage Allowance Scheme Local Authority tenants who surrender the house they occupy to buy or build a private house can avail of an allowance of €11,428 from the Department of the Environment and Local Government. The allowance is paid directly to the lending agency over a period of 5 years as follows.
Year Amount
1 3,555
2 2,793
3 2,032
4 1,778
5 1,270
The property purchased or built must meet the housing needs of the family concerned and any mortgage entered into must be for €38,092 or more to qualify for inclusion in the scheme.
The Mortgage Allowance Application Form and Mortgage Allowance Explanatory Notes are available to download from the links below.